Terms & Conditions

Welcome to Togientio. These Terms and Conditions govern your use of our website and services. You must read, understand, and agree to be bound by these terms before using the website and services. If you disagree with these terms, please do not use the website and services.

Togientio is a Hong Kong-based enterprise dedicated to providing stock market education courses. Its business is conducted under the laws and regulations of the jurisdiction in which it is located, Hong Kong.

Website Usage

You may browse our website at your convenience and view our stock market education courses. The contents within - text, graphics, and other material on this website - are for general information purposes only. Except where stated otherwise, no representations or warranties of any kind made here aren’t intended to be relied upon as, statements or representations of fact. This content is made available and applies only at your discretion. By using any material on this website, you use it at your own risk. Togientio is not liable for decisions or actions taken based on the content.

Course Enrollments and Payments

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Togientio offers an education courses on the operations of a stock market on a wide variety of topics, and the material is meant to be practical and useful. We encourage you to fill in a registration form for any one of the courses by accessing our website. Please do provide us with accurate and up-to-date information.

Cash is the only mode of payment for all courses where enrollment is going to take place. This is the only mode of payment that we accept, and there's no alternative form of payment via credit cards, or online transfer, or any other form of electronic payment. You should pay using cash when attending our in-person sessions or as requested if other arrangements have been made for remote learning.

Intellectual Property

All text, images, and course material appearing on this site remain the copyright of Togientio. You don't have authorization to download, copy, transmit, display, perform, distribute, license, modify, revise, change, manipulate, or otherwise affect in any way materials for direct or indirect commercial advantage, or in any manner that interferes with the rights vested in such materials under copyright laws.

Data Privacy and Data Use

We do respect the privacy of all our visitors, and we use reasonable efforts to protect any information you provide to us. For detailed information on how we collect, use, and protect your personal data, please refer to our Privacy Policy below.

Alterations and Revisions to Courses

We reserve the right to make any changes to our courses of study, including but not limited to modification of the subject matter, hours, and term calendar of said courses. To ensure that no student is inconvenienced by any change, we shall make all possible efforts to notify registered students before any of these changes take effect.

Limitation of Liability

You agree that Togientio shall have no liability to you or any third party for any indirect or consequential damages that result from the use of, or the inability to use, the contents or resources found on our website or in our courses, or on any information presented here.

 You understand and accept that any decision made or action taken based on the information contained here is your sole responsibility, and Togientio has no responsibility for the consequences.

Law Governing

All Terms and conditions are governed by the laws of Hong Kong. By accessing our services and website, you agree to submit to the courts in Hong Kong any differences or disputes.

Revisions to the Terms

We reserve the right to update or otherwise modify these Terms and Conditions from time to time. Please check back periodically to note any updates that may have been made. Your continued use of our website shall be deemed your acceptance of any revised version.

If you do have a question or concern about these Terms and Conditions, please don't hesitate to write to us at [email protected]. We're here for you to ensure your experience with Togientio is smooth and uncomplicated.